Compare health, dental and vision plans side by side with a licensed agent who works for you, not for an insurance company. Clear answers, honest guidance and no pressure.
Health insurance shouldn't feel like navigating in the dark. At Lighthouse Health Insurance Agency, our licensed agents take the time to understand your needs, explain your options in plain language, and help you choose coverage that fits your health and your budget.
As an independent agency, we compare plans from multiple carriers, so the recommendation is always about what's best for you.
From comprehensive health plans to everyday dental and vision care, we'll help you find the right fit.
Comprehensive major medical plans that cover essential health benefits. You may qualify for tax credits that lower your monthly premium.
Learn more →Temporary coverage to bridge a gap, such as between jobs or while waiting for other coverage to begin.
Learn more →Affordable minimum essential coverage for employers who want to offer health benefits and keep their team healthy and productive.
Learn more →Keep your smile healthy with coverage for cleanings and check-ups, plus help with fillings and other dental work.
Learn more →Coverage for routine eye exams, glasses and contact lenses, so you can see clearly without the sticker shock.
Learn more →Tell us a little about yourself and a licensed agent will walk you through the options that make sense.
Speak with an agent →We do the heavy lifting, so finding the right plan is quick and stress-free.
Tell us about your household, budget and any doctors or prescriptions that matter to you.
Your agent lays out plans side by side and explains costs, networks and benefits in plain language.
We handle the paperwork and stay with you for renewals, changes and questions all year.
Real feedback from the people and families we've helped.
“The agents were extremely knowledgeable and helped me understand all my coverage options without making me feel pressured. They explained the limited medical plans clearly and helped me find something that worked for my needs and budget. Great customer service from start to finish!”
“I had a fantastic experience getting dental and supplemental insurance through this agency. The representative was patient, answered all my questions, and made the entire enrollment process quick and simple. I really appreciated how transparent they were about the benefits and limitations of each plan.”
“Finding affordable health coverage can be confusing, but this agency made everything straightforward. They walked me through several limited medical and ancillary insurance options and helped me understand exactly what each policy covered. Professional, responsive, and genuinely helpful throughout the process.”
Get a free, no-obligation quote from a licensed agent today.
Helpful guides to help you make smart coverage decisions.
If you’re healthy and don’t qualify for a big subsidy, you may be overpaying for ACA coverage. Here’s how private plans compare.
Read more →Waiting periods mean many dental plans won’t pay when you need them most. Learn how they work and smarter ways to get covered.
Read more →How discount health plans cut the cost of everyday care, what they don’t cover, and how to pair them for real protection.
Read more →Can't find your answer here? Our licensed agents are happy to help.
Ask an AgentNo. Comparing plans and getting guidance from our agents is free. We're typically paid by the insurance carrier, so you won't pay extra for our help.
Eligibility depends mainly on your household income, household size and whether you have access to other qualifying coverage. An agent can quickly estimate your savings and show you the plans available in your area.
Most people enroll during the annual Open Enrollment Period, which usually begins November 1. Outside of that window, you may qualify for a Special Enrollment Period after certain life events, such as losing other coverage, moving, getting married or having a baby.
Short term medical plans offer temporary coverage and are not ACA-compliant. They may exclude pre-existing conditions and may not cover all essential health benefits. They can be a useful bridge, and an agent can help you decide if one fits your situation.
Yes. MEC (minimum essential coverage) plans are designed to give employers an affordable way to offer health benefits. We'll help you understand the options and costs for your team.
Yes. Dental and vision plans can be purchased on their own or alongside a health plan, for individuals and for families.
Questions about your coverage? Reach out to a licensed agent by phone or email, or start your free quote online.
Our quick 3-step quote form takes about a minute. A licensed agent will follow up with options that fit your needs and budget.
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